Commercial Vehicle Finance, Leasing and Fleet Management2021-01-21T19:07:03+00:00

Commercial Vehicle Finance

Are commercial vehicles the lifeblood of your business?

Buying vehicles for business purposes can be a big investment, impacting on cash flow when you release capital up front. By using commercial vehicle finance, you effectively reduce risk while continuing to expand on your commercial vehicle fleet and see your business grow.

Maxxia has plenty of experience when it comes to commercial vehicle finance options – whether you require a truck, a few coaches or a large fleet of vans, we can guide you through the entire process of commercial vehicle financing, from start to finish.


Group of trucks in a row Portrait

We can provide you with the support necessary for your commercial transport investment. With vast experience of commercial vehicle funding, we can support your business with our industry expertise and flexible approach to commercial vehicle leasing.

Not sure how to factor in your existing vehicles? We may be able to organise a sale and leaseback on your existing vehicles, helping you to find the best commercial vehicle leasing option that fulfils your existing needs and your desire to expand.

Whatever your focus, we will work together to form a commercial vehicle finance plan that suits you.


Our experienced team of commercial vehicle finance specialists will work to find you the right finance agreement for your business. Whether you require a small van for deliveries or an entire fleet of HGVs, there is a commercial vehicle finance solution available to you from the Maxxia group. We work with companies across the UK, both large and small, to help with their commercial fleet hire and finance. With extensive knowledge of this sector, we can provide you with support throughout the entire process.

With specialist advice from our team, we can provide you with commercial vehicle finance for vehicles, including:

  • Buses
  • Coaches
  • Vans
  • HGVs

  • Specialist vehicles

  • Adapted Vehicles

Find out more about our Commercial Vehicle Finance options



There are several ways of financing commercial vehicles. We have summarised the following options as a guide.

Commercial vehicle contract hire

With commercial vehicle contract hire, you can hire vehicles for a predetermined mileage and amount of time for a fixed rental fee. The monthly payments will then take into account the cost of the vehicle, how long it’s used for, agreed mileage, funding costs, and forecast residual value (the commercial vehicle’s estimated value at the end of the contract).

We can help you weigh up whether commercial vehicle contract hire is the right finance option for you and your business.

  • Fixed cost motoring

  • Frees up capital
  • Improved cash flow
  • 100% VAT claimable on business use
  • Additional line of finance that may not affect banking arrangements
  • Removes stress of vehicle maintenance
  • Need to estimate time and mileage for your use of the commercial vehicle
  • No option to purchase

Finance lease

A commercial vehicle finance lease will allow you to hire the vehicles for a fixed fee like contract hire; however, all of the liabilities of the vehicle are passed to you, so the vehicle will appear on your balance sheet.

  • Fixed monthly rentals
  • 50% of VAT can be reclaimed on the finance element
  • Potential to carry on using the vehicle at the end of the lease
  • Additional line of finance that may not affect banking arrangements
  • Vehicle appears as an asset on company books
  • Risk of fluctuations in the used car market

  • Monthly rentals appear as a liability on your balance sheet

Commercial vehicle contract and hire purchase

A commercial vehicle hire purchase or contract purchase has the benefit of giving you the option to own the vehicle at the end of the contract, along with the choice of regular monthly payments.

When it comes to commercial vehicle leasing, we can provide you with assistance throughout the entire process, helping you to decide on the best option for your business with expert advice.

Finance for commercial vehicles does not have to be a complicated process. Contact Maxxia today to discuss your needs as well as how we can support you.

Talk With Our Commercial Vehicle Finance Experts

Contact us today for an impartial consultation on the vehicle funding options available

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